Kafalat with Verbal Formula
Issue No. 1986- A personal surety can be pronounced in words in any language, for example, if the guarantor says to the creditor, “I guarantee to produce the debtor in person as and when demanded by you”, and the creditor also accepts it, or they do something that implies the above meaning, whether it is through signing a document or any other thing, the Kafalat (personal surety) will be in order.
